Car Lease Calculator

Separate depreciation, finance charge, tax, residual value, and estimated total lease cash outlay with editable assumptions.

Vehicle price / cap cost

Down payment / cap reduction

Residual value (%)

Term (months)

Money factor

Sales/use tax (%)

Capitalized fees

—Estimated monthly payment

—Residual value

—Monthly depreciation

—Monthly finance charge

—Estimated lease cash outlay including entered down payment

Lease tax treatment, acquisition/disposition fees, rebates, registration, mileage charges, security deposits, and dealer calculations vary. Money factor is not the same input format as APR.

How to use this Car Lease Calculator

Separate depreciation, finance charge, tax, residual value, and estimated total lease cash outlay with editable assumptions.

Practical tips and limits

Change the assumptions to match the scenario you want to model. Results are browser-local estimates and are not lender, landlord, tax, legal, or investment advice. Real contracts can use different timing, fees, eligibility rules, and rate conventions.