Practical guide and verification
Series and parallel behave differently
Ideal capacitors add directly in parallel. In series, the reciprocal capacitances add, so the equivalent capacitance is smaller than the smallest individual capacitor.
Voltage rating is not determined by capacitance alone
A series string can divide voltage unevenly because of leakage and tolerances. Equivalent capacitance does not tell you whether each component remains within its voltage rating.
Common mistake
Do not apply the resistor series/parallel rules to capacitors by analogy; the equations are reversed. Also keep units consistent before adding reciprocals.