Retirement Calculator

Model a retirement balance without tax-law assumptions and compare nominal value with an inflation-adjusted estimate.

Current savings

Monthly contribution

Years until retirement

Annual return (%)

Annual contribution increase (%)

Inflation assumption (%)

Contribution timing

—Projected balance

—Total contributed

—Estimated growth

—Today's-dollar equivalent

Planning estimate only. Returns and inflation are assumptions, not guarantees. Taxes, fees, account rules, and withdrawals are not modeled.

How to use this Retirement Calculator

Estimate future retirement savings from current balance, recurring contributions, time, return, and inflation assumptions. Enter your values above and the result is calculated directly in your browser. No account is required.

Fast answer, clear inputs

This tool is built around one job: give the answer quickly without forcing a signup or hiding the result. Related tools are linked nearby when the next calculation or conversion is useful.