401(k) Calculator

Model employee contributions, employer match, investment return, salary growth, and time using adjustable assumptions.

Current balance

Annual salary

Your contribution %

Years

Employer match rate %

Annual return %

Match limit % of salary

Salary growth %

Contribution timing

—Projected balance

—Your contributions

—Employer contributions

—Estimated investment growth

Illustrative projectionThis is a mathematical scenario, not investment advice or a guarantee of returns.

How to use this 401(k) Calculator

Estimate how recurring 401(k) contributions could grow over time. Enter your values above and the result is calculated directly in your browser. No account is required.

Fast answer, clear inputs

This tool is built around one job: give the answer quickly without forcing a signup or hiding the result. Related tools are linked nearby when the next calculation or conversion is useful.