Investment Fee Impact Calculator

Compare an illustrative no-fee scenario with a selected annual fee using the same starting balance, contribution, return, and time horizon.

Starting balance

Monthly contribution

Gross annual return (%)

Years

Annual investment fee (%)

—No-fee illustration

—With selected fee

—Difference after fees

—Ending balance reduction

Illustrative fee impactModel assumes the same constant gross return in both scenarios and applies the fee as an annual percentage of assets. Real fee structures, taxes, trading costs, and returns differ.

How to use this Investment Fee Impact Calculator

Enter a starting balance, monthly contribution, constant gross return, horizon, and annual percentage fee to compare a no-fee illustration with the selected fee.

What the result means

Compare an illustrative no-fee scenario with a selected annual fee using the same starting balance, contribution, return, and time horizon.

Practical tips and limits

Real investments can use expense ratios, advisory fees, trading costs, account fees, taxes, and non-constant returns. This simplified comparison should not be treated as investment advice.