Annuity Calculator

Use payment amount, rate, term, and payment timing to estimate ordinary or annuity-due values.

Monthly payment

Annual rate (%)

Years

Timing

—Future value

—Present value

—Total nominal payments

—Number of payments

Planning estimate only. Results depend on the values and assumptions you enter and are not financial, tax, legal, or lending advice.

How to use this Annuity Calculator

Calculate present or future value of equal monthly payments. Enter your values above and the result is calculated directly in your browser. No account is required.

Fast answer, clear inputs

This tool is built around one job: give the answer quickly without forcing a signup or hiding the result. Related tools are linked nearby when the next calculation or conversion is useful.