Cash Flow Calculator

Paste income and expense amounts to calculate net cash flow, annualized flow, and margin.

Monthly inflows — one amount per line

Monthly outflows — one amount per line

—Total inflows

—Total outflows

—Net monthly cash flow

—Net / inflows

Planning estimate only. Results depend on the values and assumptions you enter and are not financial, tax, legal, or lending advice.

How to use this Cash Flow Calculator

Summarize recurring monthly cash inflows and outflows. Enter your values above and the result is calculated directly in your browser. No account is required.

Fast answer, clear inputs

This tool is built around one job: give the answer quickly without forcing a signup or hiding the result. Related tools are linked nearby when the next calculation or conversion is useful.