Remaining Loan Balance Calculator

Enter the original loan, APR, term, and payments already made to estimate today’s remaining balance and principal repaid.

Original principal

APR (%)

Original term (months)

Payments made

—Estimated remaining balance

—Scheduled payment

—Principal repaid

—Scheduled payments left

How to use this Remaining Loan Balance Calculator

Enter the original loan, APR, term, and payments already made to estimate today’s remaining balance and principal repaid.

What this tool does

Estimate the remaining principal balance after a chosen number of scheduled payments on a fixed-rate amortizing loan.

Practical tips and limits

Results are mathematical estimates. Verify the interest method, payment timing, fees, and lender-specific rules in the actual loan agreement before relying on the result.