Add cash, investments, property, loans, and other balances to calculate total assets, debt, and net worth.
Planning estimate only. Results depend on the values and assumptions you enter and are not financial, tax, legal, or lending advice.
Start with the broad calculator that matches the decision, then move to a specialist only when the loan structure, cash flow, tax treatment, debt strategy or savings goal genuinely changes.
List assets and liabilities by name, calculate net worth and debt-to-asset ratio, then preserve the same snapshot as CSV. Values stay in the browser and the tool does not connect to financial accounts.
| Type | Item | Amount | % of side |
|---|
Net worth is total assets minus total liabilities at a point in time. Use realistic current values rather than purchase prices when possible, and avoid counting the same asset or debt twice. Cash flow and income are separate concepts: a high income does not automatically mean a high net worth.
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